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vpn下, Virginia's most popular lake, offers superb recreational activities, a wide variety of water sports on its 20,600 acres, and affordable lakefront and off-water real estate. Known locally as "SML," it is the "Jewel of the Blue Ridge Mountains". This insiders' guide by 19-year lake residents includes Smith Mountain Lake vacation and relocation information. It's a comprehensive guide - laid out as a continuous webpage so that you can print it out and bring it along when you visit the lake. Please also see our answers to Frequently Asked Questions (FAQ.) The links on this webpage are unpaid, selected for their value to vacationers - and to those considering retirement or relocation somewhere along SML's 500 miles of shoreline.

SML Sunrise (June); Photo Copyright 2011 Brian Raub

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Smith Mountain Lake Vacation Rentals

SML self-catering vacation rentals are offered by the week, long weekend, and month - directly from homeowners and from vacation rental property managers. Rental rates vary by season, size of rental, and included amenities. Most are bargains compared to other lakefront, oceanfront, and resort vacation rentals in the USA. For vacation lodging, check the hotels and B&Bs below, call an SML real estate company, or check online at Homeaway, VRBO, or AirBnB. Restaurants are plentiful, and there are two large supermarkets, so you won't go hungry!

Peak-season (June-August) rates for most waterfront Smith Mountain Lake vacation rentals run from $700-$4000/week, with size and amenities (rather than geographic location) the primary determinant of cost. Off-water rentals are bargains, and houseboat rentals (below) are another option. During peak season, you'll typically need to check in and out on a Saturday, and rent for a full week.

Mid-season (4-6 weeks preceding and following summer) you can expect warm pleasant weather, fewer visitors, modest discounts from peak rates, flexible check-in and check-out dates - plus weekend and daily rate options.

Low-season (generally mid-October through mid-April) you can expect mild weather, fewer visitors, discounts of 20%-50% on your vacation rental, flexible check-in and check-out dates - plus weekend, daily, and monthly rate options.

Some SML lakefront vacation rentals include a dock for your boat. Public and marina boat launching ramps are plentiful. If you can't bring your own, pontoon boat rentals start at $150/day. Most other power boats cost twice as much - PWCs (Seadoos, WaveRunners, etc.) and ski boats.

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SML (March); Photo Copyright 2006 Ted Pratt

SML is a beautiful and friendly place to visit all-year-round. If you're visiting for one week or longer, we recommend a vacation home rental. For shorter stays, consider these other lodging options, where summer (but non-holiday) rates are the highest rates shown:

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Why is there a gorgeous, 40-mile long, 20,600 acre lake, with 500 miles of shoreline, nestled in the Blue Ridge Mountains of rural southwestern Virginia? Because Smith Mountain Lake was created to generate electricity, and to help manage water flows downstream. The damming of the Blackwater and Roanoke Rivers formed this reservoir in a filling process that began on September 24, 1963 - and ended almost 2.5 years later on March 7, 1966. SML turned 50 in 2016!

SML's surface covers 32 square miles. Its highest normal water level ("full pond") is 795 feet above sea level. It holds about 200 billion gallons. There is typically very little seasonal variation in the water level. The daily variation for electricity production is 12-24 inches. During severe drought conditions, including 2007 and 2012, lake levels have fallen by five feet. Under extreme flood conditions, the water level could reach seven feet above full pond to the top of the Smith Mountain Dam, which itself is 802 feet above sea level. (The US Army Corps of Engineers publishes a daily water level report that is also available graphically over time.)

Surrounded by mountains, Smith Mountain Lake's deepest point is about 250 feet below full pond, near the dam itself. Its "average" depth is 55 feet (for more stats, see Lakes for Vacation and Recreation - Lakelubbers). Outside the lake's many coves in its main channel, 80-150 feet is typical. Water purity is excellent. Water temperatures invite swimming from May through September. Fishing tournaments abound; ESPN has sponsored some.

SML residents are friendly and helpful, and are exceptionally talented and generous volunteers of their time and other resources to local causes. The surrounding counties vote Republican, but the state of Virginia is dominated by Democrats.

Many retail stores and services are available around the lake. Most are located on or near Rt. 122, about five miles north and south of Hales Ford Bridge. There are two large, modern supermarkets, dozens of restaurants, a half-dozen banks, a dozen marinas, dozens of churches, a YMCA, a wellness center with a 25-yard swimming pool, two libraries, physicians, dentists, veterinarians, real estate brokers, attorneys, accountants, a Rotary Club, a Lions Club, and scores of independent retail stores. An urgent care center and a medical evacuation helicopter are located at Westlake, near the intersection of Routes 122 and 616. A second helipad is six miles away, at the Scruggs Volunteer Fire Department. Regional and community hospitals, including a regional heart and trauma center, are 30-45 minutes away from SML in Roanoke, Lynchburg, Bedford, and Rocky Mount. Exceptional teaching hospitals, at UVa and Duke, are 2-2.5 hours away.

Smith Mountain Lake in the Movies: The independent film Lake Effects (2012) is an inspiring tale of a young L.A. corporate attorney raised on and later returning to SML. What About Bob? (1991) features Bill Murray and Richard Dreyfuss. A psychotherapist loses his mind after a compulsive patient follows him on his family vacation to SML - "misidentified" in the comedy as New Hampshire's "Lake Winnipesaukee." Lawless (2012) exaggerates Prohibition-era bootlegging violence in Franklin County, long acknowledged as "the moonshine capital of the world."
Smith Mountain Lake (January); Photo Copyright 2006 Ted Pratt

The west end of SML, including the unincorporated town of Moneta, is closest to Roanoke, Virginia (population 100,000). The east end, including Huddleston, is closest to Lynchburg, Virginia (population 70,000). Both Roanoke and Lynchburg are within 30-60 minutes' drive time for most lake residents. Both cities provide convenient "big-city" amenities like large shopping malls - and modern regional airports where you can park your car within a five-minute walk of the terminal, and be driving home (with your checked luggage) 20-30 minutes after your flight hits the tarmac.

Smith Mountain Lake is home to about 21,000 permanent residents. It covers parts of three Virginia counties: Franklin County, vp下载, and Pittsylvania County. Average air temperatures are 73F in summer and 41F in winter. Annual rainfall averages 43 inches. Annual snowfall averages 10 inches; most snowfalls melt in a day or two.

For more tourism and relocation/retirement information, and for advice about business conditions and opportunities at the lake, call the SML Regional Chamber of Commerce at 540-721-1203.

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Smith Mountain Lake Real Estate (May); Copyright 2011 Brian Raub

The lake offers a wide range of housing types and real estate prices, on the water and off. It's a great time to buy, with some lakefront homes available for as little as $300,000. Top realtors can show them to you by land or boat. Lakefront studio condos start at about $90K - while the most expensive lakefront homes, on gently-sloping lots with SML's best views, sell for $1 million or more. Smith Mountain Lake's market usually tops out at about $5 million.

With 500 miles of shoreline, you can find a first or second home in a quiet cove with just a few neighbors in sight - or retire to a well-planned community with shared or private amenities that include swimming pools, fitness facilities, boat slips with powered boat lifts, and golf courses.

SML's real estate market recently included off-water homes starting around $90K, plus about 300 lakefront and lake access homes for sale:

If you prefer to build your own Smith Mountain Lake home, about 300 lakefront lots are available. Some do not include the 100 feet of lakefront required to build a dock, but have nice views and access for your kayak or SUP:

SML Lakefront Home; Photo Copyright 2012 Brian Raub

Smith Mountain Lake real estate is diverse and affordable, especially when compared to similar real estate on the USA's coasts. You can buy a furnished home, and move in "tomorrow." For about $100K, you can buy a 300-500 square foot lakefront "studio" or 1BR condo with a lakeview. For $225K, you can get a 20-year-old 1200 square foot lakefront condo or townhouse. For $300K you may be able to snag an older 2BR-3BR lakefront home with 1,500 square feet, located on a shallow cove or a steep lot - or a modern, 2BR, 1,200 square-foot condo with a great view, boat slip, and golf privileges. $500K-$700K can buy you a well-maintained 3BR-4BR lakefront home with 3,000+ square feet, a dock with two boat slips and powered lifts, one acre of land and 200+ feet of waterfront. $750K+ buys a large and luxurious lakefront home with a mountainview and a deepwater dock, in a premium development with its own golf course. $1+ million buys one of the lake's 6,000+ square-foot luxury homes - possibly one that was featured on a recent SML Charity Home Tour.

Before you buy, check the lake depth at the dock. If a dock and the surrounding water don't have a depth of at least 9-10 feet at "full pond", you may be unable to use your boat during extended droughts, when water levels can drop by five feet or more. It can also be difficult to climb down (and back up) from a fixed dock to a floating dock ("floater") during drought; ask to see how access to your boat will be provided.

To see eight of the lake's most beautiful waterfront homes, attend the Smith Mountain Lake Charity Home Tour. On the second weekend of October every year, hundreds of volunteers welcome many thousands of visitors to the three-day event. The event raises up to $200,000 that helps to fund eight local charities. Mark your calendar ... and bring your friends and family for a close-up view of some exceptional properties!

Looking for an undeveloped lot? SML's lakefront is about 70% developed, but undeveloped lakefront lots are still available. You can pay $50K for a lot with water access, $100K for a steep lot with an inspiring lakeview, or $250K or more for a large lakefront lot that may already include a $50K dock. For a bit more, you can buy a waterfront lot with a coveted view of the Smith Mountain "gap."

If you consider buying a lot or home without a dock, ask your real estate buyer's agent (or attorney) to carefully check the dock-building regulations. You will need at least 100 feet of waterfront to build a new dock on your lot. If a dock is included, ask your attorney to confirm that it was properly permitted and built according to an approved plan.

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If you're planning to buy a condo or house, and then offer it as a vacation rental to help pay the mortgage, be sure to first check county, subdivision, and homeowner association rules and regulations. Vacation rental restrictions and prohibitions are increasing as the popularity of vacation rentals grows. Bedford County (on the north side of SML) is much more friendly to vacation rentals than Franklin County.

If you need high-speed Internet and cable TV access, Franklin County (on the south side of SML) is your best bet. Bedford County is not as well-served, but is very rapidly improving. Cellular phone service, including Verizon's LTE and AT&T's 3G, is accessible on much of the lake. If cable, Internet, or cell service are important to you - test them yourself, including a WiFi "speed test," or you may weep later.

If you want to buy or rent Smith Mountain Lake real estate, or book an SML vacation rental, dozens of experienced professionals can help you to find your "perfect SML vacation or retirement home." Call any of these brokers with SML offices:

Smith Mountain Lake Development Issues

Until 2007, the rapid pace of development had residents and three county governments scrambling to protect the lakefront environment and to provide new infrastructure. The recession slowed development and reduced those pressures, but new construction is again underway.

Smith Mountain Lake (February); Photo Copyright 2006 Ted Pratt

Lake water quality is preserved as responsible new home construction retains natural waterfront buffers of native trees and vegetation that filter lake pollutants like lawn fertilizers and pesticides. SML water quality is excellent, largely due to the vigilance of organizations like Smith Mountain Lake Association (SMLA) and Tri-County Lake Administrative Commission (TLAC).

All three lakefront counties forbid the feeding of geese and other waterfowl within 500 feet of the lake, to help control fecal coliform. Franklin County enforces regular five-year maintenance and pump-out of septic systems near the lake. Boaters and homeowners may not dump wastes of any kind into Smith Mountain Lake, including fallen leaves. SMLA has recorded and publicized water quality test results continuously since 1987 - a database that is unmatched by any other major lake in the USA - supported by dozens of residential volunteers and by generous Ferrum College faculty and their students.

SML (November); Photo Copyright 2006 Ted Pratt

Aquatic invasive species pose a major threat to nearly all USA lakes. The three counties surrounding SML initially responded to non-native weeds with funding for targeted chemical treatments to limit weeds' spread. In 2013, sterile grass carp (voracious consumers of hydrilla and other invasive weeds) were introduced to the lake - in controlled numbers carefully calculated to limit their effect on desireable native vegetation. That program has been successful; grass carp are added each year as needed, in weed-impacted areas.

Invasive zebra and quagga mussels are a threat, migrating southeast from the Great Lakes and hitchhiking nationwide on trailered boats from infested lakes. SML so far remains free of these noxious pests, which have no natural enemy or cost-effective chemical treatment; they cannot be remediated. Virginia is one of just 17 states that remain uninfested, and is surrounded by states that are infested - except for mussel-free North Carolina. No government or organization has taken effective action to block their arrival in Virginia, or at SML. Invasive species are illegal to transport here; visitors should "Clean, Drain, and Dry" all trailered boats before launching in SML. Better yet, rent a mussel-free boat at one of SML's marinas!

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There is no "town level" of government at Smith Mountain Lake, so the three lake-surrounding county governments provide safety and public services and infrastructure needs. Private wells and septic systems are most common, but public water and sewage system availability is growing. The lake itself is a growing source of public water.

SML (September - Blue Heron); Photo Copyright 2006 Ted Pratt

The three county governments, Appalachian Power Company, and the U.S. Corps of Engineers control lake development. Ferrum College and volunteer organizations like SMLA and TLAC monitor water quality. Some local residents and organizations want to establish an additional local level of taxation and control - a special tax district or a town of Smith Mountain Lake spanning all three lakefront counties, to support an increase in tax-based services provided around the lake. The result would be dedicated funding for critical needs like water quality, at the expense of higher taxes. Most residents have opposed a lake-based tax district.

To better understand SML development issues:

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Among the lake's many water activities are power boating, canoeing, sailing, parasailing, swimming, fishing, water skiing, wakeboarding, and jet skiing. SML's lakefront includes seven free public boat launching sites, plus paid launches at more than a dozen marinas. Some lakeside developments maintain their own private ramps. A map of free public launches is included below in "Boating".

Smith Mountain Lake (August); Photo Copyright 2006 Ted Pratt

Off-water you'll enjoy sightseeing that includes many spectacular views of Smith Mountain Lake's gently mountainous 500-mile shoreline. Five challenging golf courses surround the lake. The SML State Park includes many miles of hiking trails. The lake also offers picnicking, camping, hunting, antiquing, shopping, and relaxing. Restaurants at waterfront and nearby offer everything from pizza and sandwiches to prime rib buffets and gourmet cuisine.

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